Employee Wellness
Support your team without touching payroll cash flow.
Explore
RBI Registered NBFC
Capital for the ones who don't wait.
Employee welfare loans, credit limits, business loans and personal loans — from one RBI-registered NBFC.
For business
No cap, Just Capital.
For individuals
Integrated with
Co-living players
LSPs
Insurance companies
For partners
100.77M+
Loans processed₹10.07Cr+
Cumulative volume30+
Team · 20+ cities5→7
Cities live
Trusted for
RBI Registered NBFC
Bank-grade Security
Zero Paperwork
Instant Approval
Transparency
Our Solutions
Lending, designed for real life.
One product for every need.
Up to 12 Month Salary
Employee Wellness
Up to 12 month salary. Easy EMIs.
Explore Employee Wellness → Up to ₹20 Lakhs
Personal Loan
Structured personal loan. Fast approvals.
Explore Personal Loan → Monthly Support
Rent Security Finance
Pay rent on time. Digital-first.
Explore Rent Security Finance → Keep Policies Active
Insurance Premium
Finance premiums in a few taps.
Explore Insurance Premium → Credit Limits
Credit Limits
Unlock invoice-backed working capital.
Explore Credit Limits → Compare Options
All Products
See every product in one place.
Compare all →
EMI Calculator
Plan before you apply.
Estimate EMIs instantly. No surprises.
Transparent fees
No hidden charges
Flexible tenures
Quick digital KYC
Loan amount
₹ 1,00,000
₹ 1,00,000
Tenure
12 Months
12 Months
Interest
12%
12%
Estimated Monthly EMI
Apply Now
₹ 8,885
Total Interest
₹ 6,619
₹ 6,619
Total Payable
₹ 1,06,619
₹ 1,06,619
Indicative rate. Actual rate depends on eligibility.
Real customers
Trusted every payday.
★★★★★
"CrediMonk has earned my trust with their professionalism and efficiency. The loan process was clearly explained, handled quickly and disbursed right on time."
★★★★★
"I'm extremely thankful to CrediMonk for their quick and honest service. I needed funds at a crucial moment, and they ensured my loan was processed without any complications."
★★★★★
"Rolling out CrediMonk as an employee benefit has been one of the best decisions for our team. Adoption has been strong and the HR integration was smooth."
Common questions
Answers, clearly.
EWA is a financial wellness benefit that allows employees to access a portion of their earned wages before payday. Through CrediMonk, employees can access up to 80% of their earned salary on demand.
CrediMonk processes approved requests in around 35 minutes with zero-paperwork documentation and no credit check for EWA — significantly faster than traditional personal loans.
For EWA, no interest is charged. Instead, a minimal slab-wise flat convenience fee is charged directly to the employee. Interest charges may apply to other custom advance products.
No. Implementing the CrediMonk service is absolutely free for employer partners.